 Start Here
How can we help you explore your options?
 Start Here
How can we help you explore your options?
Users say
4.8/5
4.8/5
based on 81890 reviews
How to Afford Hearing Aids
Hearing aid financing, payment plans, insurance and other ways to make hearing aids more affordable
There are several ways to make hearing aids more accessible. We’re here to help you understand your options and find what works best for you.
 Start Here
 Start Here
Hearing Aid Financing and Payment Plans
When you purchase a pair of hearing aids in one of our centers, we can offer you affordable hearing aid finance options and a flexible payment plan that allows you to pay for your hearing aids over time rather than all at once.
Financing option: CareCredit® Credit Card
HearingLife is proud to be part of the CareCredit network and to offer 24-month interest-free financing on purchases over $200.
CareCredit offers:
- Flexible payment options
- Payback period options
- Automated monthly payment options
CareCredit can be used to cover most costs at HearingLife. You can apply by clicking the link below or by scheduling an appointment at a HearingLife near you.
Please note that your application is subject to credit approval.
Financing Option: Personal Loan or Other Financing Source
If you prefer not to use CareCredit, you can apply for a personal loan or other financing through your bank or financial institution to help pay for your hearing aids.
Check your hearing—then talk with our specialists about financing.
Take the QuizInsurance Options for Hearing Aids
In addition to financing, there are several ways to reduce or cover the cost of hearing aids.
Insurance Coverage for Hearing Aids
Many health insurance plans cover at least part of the cost of hearing aids. However, coverage details are specific to your individual health insurance plan.
When scheduling your free hearing test, please bring your insurance card so we can verify your benefits and discuss your hearing aid coverage options.
If your workplace insurance does not currently cover hearing aids, consider reaching out to your human resources department. You may find they are able to add coverage.
ÂLearn more about using insurance to pay for hearing aids
Â
Using FSA and HSA Funds for Hearing Aids
If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you may be able to use those funds to pay for hearing aids.
This is a great way to cover all or part of your hearing aid purchase, with or without insurance coverage.
You can also use these funds for:
- Hearing aid repairs
- Batteries and related supplies
Medicare and Medicaid Coverage for Hearing Aids
​
Does Medicare Cover Hearing Aids?
Hearing loss becomes more common as people age, so it would make sense for Medicare to cover hearing aids. Unfortunately, that’s not typically the case.
If you have a supplemental or Medicare Advantage plan, you may have some coverage, so be sure to let us know at your appointment so we can help you find out.Â
Learn more about Medicare plans here
Â
Does Medicaid Cover Hearing Aids?
In every U.S. state, children’s hearing aids are covered by Medicaid. For adults, Medicaid coverage for hearing aids varies by state and eligibility is subject to change.
This resource from the Hearing Loss Association of America allows you to look up Medicaid coverage for hearing care by state.
Additional Programs That May Help Pay for Hearing Aids
Â
Union or Retirement Plans
Most union members have hearing care coverage as part of their benefits, so be sure to ask about yours. You may need to pay costs upfront and submit receipts for reimbursement.
If you worked for the federal government, you may be eligible for the Federal Employee Health Benefit Program through Blue Cross Blue Shield, which may cover up to $2,500 for hearing aids every three years.Â
TRICARE or VAÂ Coverage
If you or a family member is active military, you may have hearing aid coverage through TRICARE if your hearing loss meets certain criteria.
You can also check with your local VA to see if you qualify.Workers’ Compensation
If your hearing was damaged due to your job, you may be entitled to hearing aid coverage through workers’ compensation.
Hearing Aid Discount Programs
Many discount programs exist, including AARP and AAA. Your health plan or vision plan may also include access to a discount program, so be sure to explore these options.
 Â
Charitable Programs to Help Pay for Hearing Aids
If you are unable to finance hearing aids, there are many local, state, and national programs that may be able to help.
If you are currently working, your state’s vocational rehabilitation program is a good place to start. Search for “[your state] vocational rehabilitation program” online to see who to contact.
We also recommend reviewing this extensive list of programs to help with hearing aid purchases put together by our partners at the Hearing Aid Project for additional support options.
Â
Check your hearing—then talk with our specialists about financing.
Take the QuizGet Started TodayÂ
Hearing aids are an investment in you, your quality of life and your relationships.
We invite you to schedule a free hearing test to get started and learn what your options are for making these incredible devices affordable for your budget.
Â
Â
What's included in the price when you purchase hearing aids with us?
When you buy a hearing aid in a HearingLife office, you get more than a high-quality hearing aid. You also get the following:
- A hearing assessment* and consultation with a hearing aid expert
- A personalized hearing aid fitting
- Complimentary cleanings and adjustments over time
- 30-day return policy**, full warranty++ and annual service check Â
- Complimentary hearing aid batteries
- Competitive hearing aid prices
- High-tech capabilities (smartphone and app connectivity)Â
Â
Check your hearing—then talk with our specialists about financing. Take our quiz!Â
Â
How is your hearing—and what are your options today?
Answer a few quick questions to see if getting your hearing tested could help—and connect with our team to discuss insurance and financing options.
1. Around the table
1. Do you have trouble following conversations when there are multiple people talking?
2. Family and friends
2. Do you ever struggle to understand what others are saying, even in quiet settings?
3. Hearing the TV or radio
3. Do you find yourself turning up the TV or radio louder than others prefer?
4. Insurance and financing
4. Would you like to talk with someone about:
Your Result:
A hearing assessment is recommended.
Your answers indicate that you are experiencing symptoms of hearing loss. We strongly recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We’ll help you explore all your options
Whether you have insurance, are considering financing, or aren’t sure where to start, we can guide you through your options step by step.
Request a call to go over your options and schedule your free hearing test:
Your Result:
You may benefit from a hearing assessment.
Your answers do not indicate that you are currently experiencing symptoms of hearing loss. However, having a baseline hearing test will be helpful for the future.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We’ll help you explore all your options
Even without noticeable symptoms, getting a baseline hearing test is a smart way to stay on top of your hearing health. Our team can walk you through insurance, financing, and help you get scheduled.
Request a call to go over your options and schedule your free hearing test:
Your Result:
A hearing assessment is recommended.
Your answers indicate that you are experiencing symptoms of hearing loss. We strongly recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We can help you understand your coverage
Insurance benefits for hearing aids can vary. Our team can review your coverage and explain what may be available to you.
Request a call to review your insurance and schedule your free hearing test:
Your Result:
A hearing assessment would be beneficial for you.
Your answers indicate that you experience some symptoms of hearing loss. We recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We can help you understand your coverage
Insurance benefits for hearing aids can vary. Our team can review your coverage and explain what may be available to you.
Request a call to review your insurance and schedule your free hearing test:
Your Result:
A hearing assessment would be beneficial for you.
Your answers indicate that you experience some symptoms of hearing loss. We recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We’ll help you explore all your options
Whether you have insurance, are considering financing, or aren’t sure where to start, we can guide you through your options step by step.
Request a call to go over your options and schedule your free hearing test:
Your Result:
You may benefit from a hearing assessment.
Your answers do not indicate that you are currently experiencing symptoms of hearing loss. However, having a baseline hearing test will be helpful for the future.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We can help you understand your coverage
Even if your hearing seems fine, a baseline test can help track changes over time. If care is ever needed, our team can review your insurance information and help you understand what options may be available.
Request a call to review your insurance and schedule your free hearing test:
Your Result:
A hearing assessment is recommended.
Your answers indicate that you are experiencing symptoms of hearing loss. We strongly recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
Flexible payment options are available
We offer financing and payment plans that can help make hearing care more manageable. Fill out the form below and we will walk you through options based on your needs and budget.
Request a call to discuss financing and schedule your free hearing test:
Your Result:
A hearing assessment would be beneficial for you.
Your answers indicate that you experience some symptoms of hearing loss. We recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
Flexible payment options are available
We offer financing and payment plans that can help make hearing care more manageable. Fill out the form below and we will walk you through options based on your needs and budget.
Request a call to discuss financing and schedule your free hearing test:
Your Result:
You may benefit from a hearing assessment.
Your answers do not indicate that you are currently experiencing symptoms of hearing loss. However, having a baseline hearing test will be helpful for the future.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
Flexible payment options are available
Even if you’re not noticing hearing changes, a baseline hearing test is a helpful first step. If care is ever needed, financing and payment options are available to make it more manageable. Our team can walk you through available options and help you get scheduled.