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Insurance for Hearing Aids
HearingLife works with all insurance companies to help maximize your hearing aid benefits and reduce your out-of-pocket costs.
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Use Your Insurance to Pay for Hearing Aids
We can help you maximize your hearing aid benefits. While it’s commonly known that hearing aids aren’t covered by insurance, many plans now offer partial or full coverage.
HearingLife will guide you in using your benefits to select the best hearing aids for your hearing needs, lifestyle, and budget.
When confirming your appointment, please have your insurance card ready. We’ll verify your benefits and review your coverage options during your free hearing test.
HearingLife Works with All Insurance Companies
Our insurance specialists are happy to work with any insurance company to help you pay for your hearing care at HearingLife.
We will:
- Contact your insurance company
- Verify your benefits
- Submit claims and bill them on your behalf
- Help you understand how much coverage you have
- Let you know how much you may owe for your hearing aids, if anything, after insurance has paid
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View insurance coverage by state
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What Does Insurance Cover for Hearing Aids?
Your coverage may depend on:
- Your specific insurance plan
- Deductibles and co-pays
- Technology level of hearing aids
- Provider network requirements
Hearing Aid Insurance FAQs
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Does insurance cover hearing aids?
Yes, many plans offer hearing aid coverage, though benefits vary widely. HearingLife works with all insurance companies and will help you understand your specific coverage.
View accepted insurance plans
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Does insurance restrict the level of technology or brand of hearing aid I can get?
When you use your insurance at HearingLife, you can choose the technology level and brand of hearing aid that best fits your unique needs.
Your hearing care expert will help you understand:
- Available brands and stylesÂ
- What technology levels are available and right for you
- What cost, if any, will remain after insurance coverageÂ
Does my audiologist or hearing instrument specialist have to be in-network?Â
Your insurance plan may have preferred hearing care providers. However, whether HearingLife is in-network or not, we will help you use your insurance at our offices so you can receive the expert care we provide.
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Can I use my FSA or HSA with my insurance benefits?
Yes, FSA and HSA dollars can be used to pay for hearing aids in most cases, whether you have insurance coverage or not.
Learn more about using FSA and HSA for hearing aids
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How much will I pay after insurance?
This depends on several factors, including:
- Your insurance coverageÂ
- The hearing aid technology level you chooseÂ
- Whether you have a deductible to meetÂ
If you provide your insurance information ahead of time, your hearing care professional will be ready to review your benefits and discuss the specifics of your coverage during your free hearing test appointment. They will help you understand your benefits and how much you may owe, if anything, after your insurance plan pays.
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How do I get started using my insurance to pay for hearing aids?
The first step is a free hearing test at a HearingLife location near you. Our licensed hearing care experts will perform a complete hearing evaluation and discuss whether hearing aids are right for you.
When scheduling your appointment, have your insurance card ready so we can verify your benefits and review your coverage with you during you visit.
Schedule a Free Hearing Test
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How often can I use my insurance for hearing aids?
This varies based on your insurance plan. We commonly see coverage for new hearing aids every 3 to 5 years, though other coverage limits may apply.Â
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Does Medicare cover hearing aids?
Traditional Medicare does not currently cover hearing aids. However, many Medicare Advantage and Medicare Supplement plans do offer hearing aid coverage.
Learn more about Medicare coverage for hearing aids
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How do I find insurance that covers hearing aids?
If you are purchasing health insurance through the marketplace, review plan details carefully to see if hearing aid coverage is included. You may also consider working with a broker to find a plan that offers hearing aid benefits.
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Check Your Hearing Aid Insurance Coverage
Understanding your benefits is the first step toward better hearing.
Verify My Insurance Coverage
 Find a HearingLife location near me
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Check your hearing—then connect with our specialists about your insurance coverage.
Take the Quiz
How is your hearing—and what are your options today?
Answer a few quick questions to see if getting your hearing tested could help—and connect with our team to discuss insurance and financing options.
1. Around the table
1. Do you have trouble following conversations when there are multiple people talking?
2. Family and friends
2. Do you ever struggle to understand what others are saying, even in quiet settings?
3. Hearing the TV or radio
3. Do you find yourself turning up the TV or radio louder than others prefer?
4. Insurance and financing
4. Would you like to talk with someone about:
Your Result:
A hearing assessment is recommended.
Your answers indicate that you are experiencing symptoms of hearing loss. We strongly recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We’ll help you explore all your options
Whether you have insurance, are considering financing, or aren’t sure where to start, we can guide you through your options step by step.
Request a call to go over your options and schedule your free hearing test:
Your Result:
You may benefit from a hearing assessment.
Your answers do not indicate that you are currently experiencing symptoms of hearing loss. However, having a baseline hearing test will be helpful for the future.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We’ll help you explore all your options
Even without noticeable symptoms, getting a baseline hearing test is a smart way to stay on top of your hearing health. Our team can walk you through insurance, financing, and help you get scheduled.
Request a call to go over your options and schedule your free hearing test:
Your Result:
A hearing assessment is recommended.
Your answers indicate that you are experiencing symptoms of hearing loss. We strongly recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We can help you understand your coverage
Insurance benefits for hearing aids can vary. Our team can review your coverage and explain what may be available to you.
Request a call to review your insurance and schedule your free hearing test:
Your Result:
A hearing assessment would be beneficial for you.
Your answers indicate that you experience some symptoms of hearing loss. We recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We can help you understand your coverage
Insurance benefits for hearing aids can vary. Our team can review your coverage and explain what may be available to you.
Request a call to review your insurance and schedule your free hearing test:
Your Result:
A hearing assessment would be beneficial for you.
Your answers indicate that you experience some symptoms of hearing loss. We recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We’ll help you explore all your options
Whether you have insurance, are considering financing, or aren’t sure where to start, we can guide you through your options step by step.
Request a call to go over your options and schedule your free hearing test:
Your Result:
You may benefit from a hearing assessment.
Your answers do not indicate that you are currently experiencing symptoms of hearing loss. However, having a baseline hearing test will be helpful for the future.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
We can help you understand your coverage
Even if your hearing seems fine, a baseline test can help track changes over time. If care is ever needed, our team can review your insurance information and help you understand what options may be available.
Request a call to review your insurance and schedule your free hearing test:
Your Result:
A hearing assessment is recommended.
Your answers indicate that you are experiencing symptoms of hearing loss. We strongly recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
Flexible payment options are available
We offer financing and payment plans that can help make hearing care more manageable. Fill out the form below and we will walk you through options based on your needs and budget.
Request a call to discuss financing and schedule your free hearing test:
Your Result:
A hearing assessment would be beneficial for you.
Your answers indicate that you experience some symptoms of hearing loss. We recommend booking a hearing test in one of our offices.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
Flexible payment options are available
We offer financing and payment plans that can help make hearing care more manageable. Fill out the form below and we will walk you through options based on your needs and budget.
Request a call to discuss financing and schedule your free hearing test:
Your Result:
You may benefit from a hearing assessment.
Your answers do not indicate that you are currently experiencing symptoms of hearing loss. However, having a baseline hearing test will be helpful for the future.
The result is an indication. An in-person hearing assessment can determine if you have a hearing loss.
Flexible payment options are available
Even if you’re not noticing hearing changes, a baseline hearing test is a helpful first step. If care is ever needed, financing and payment options are available to make it more manageable. Our team can walk you through available options and help you get scheduled.